{"id":769,"date":"2011-02-15T10:54:13","date_gmt":"2011-02-15T16:54:13","guid":{"rendered":"http:\/\/www.kuulstuff.com\/blog\/?p=769"},"modified":"2011-02-15T10:54:13","modified_gmt":"2011-02-15T16:54:13","slug":"adding-spouse-to-auto-insurance","status":"publish","type":"post","link":"http:\/\/kuulstuff.com\/blog\/adding-spouse-to-auto-insurance\/","title":{"rendered":"Adding Spouse to Auto Insurance"},"content":{"rendered":"<p>It is often a confusing question whether to add a newly driving spouse to an auto insurance. If you have a valid driving licence and auto insurance, it is mandatory to add your spouse to your insurance if you are sharing and driving the same car. In most cases, it may not increase your premium but will increase the safety of your family.<\/p>\n<p><strong>Auto Insurance<\/strong><\/p>\n<p>We consider a health insurance mandatory for all the family members. But, considering auto insurance, we often hesitate whether to add a spouse or not. We may fear that it may increase the premium or other apprehensions. But the law mandates that every driver must have an auto insurance not only for the safety of the driver but also for the safety of other drivers.<\/p>\n<p>Every driver must have auto insurance. If you and your spouse drive the same car, you may have to add your spouse to your auto insurance. Some insurance companies such as the AAA, do not increase the premium in such cases. If your spouse drives another car, you may have to take a new insurance to secure the driver.<\/p>\n<p><strong>Steps to Add<\/strong><\/p>\n<p>Adding your spouse to your auto insurance is as simple as a simple phone call to your insurance company. You will need your spouse&#8217;s:<\/p>\n<ol>\n<li>Social Security number or \u00a0ITIN number<\/li>\n<li>Date of Birth<\/li>\n<li>Driving licence or TVDL number<\/li>\n<li>Date of getting the licence<\/li>\n<li>Address<\/li>\n<\/ol>\n<p>Once you call the insurance company, you may have to give your insurance number and request for adding your spouse to your auto insurance. Just mention the required details and any other queries. Make sure to ask how your premium is going to change for the addition. Check how you can reduce the premium in case any increase.<\/p>\n<p>One phone call can secure your family and others. \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is often a confusing question whether to add a newly driving spouse to an auto insurance. If you have a valid driving licence and auto insurance, it is mandatory to add your spouse to your insurance if you are sharing and driving the same car. In most cases, it may not increase your premium but will increase the safety of your family.<a href=\"http:\/\/kuulstuff.com\/blog\/adding-spouse-to-auto-insurance\/\" class=\"more-link\">Read More <span class=\"screen-reader-text\">Adding Spouse to Auto Insurance<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[609,608,607,135,173,610],"class_list":["post-769","post","type-post","status-publish","format-standard","hentry","category-daytoday","tag-aaa","tag-adding-spouse","tag-auto-insurance","tag-illinois","tag-iowa","tag-safe-driver"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p4AvRz-cp","jetpack-related-posts":[{"id":29,"url":"http:\/\/kuulstuff.com\/blog\/how-to-get-driving-licence-tips-to-alien-dependents-in-quad-cities-il-3\/","url_meta":{"origin":769,"position":0},"title":"How to get driving licence &#8211; Tips to alien dependents in Quad cities, IL","author":"KP","date":"May 17, 2010","format":false,"excerpt":"Everything is confusing for alien dependents in US. Driving is a nightmare if you haven't driven a vehicle before. My experiences and other best practices for successfully obtaining a licence in Illinois.","rel":"","context":"In &quot;Day to day&quot;","block_context":{"text":"Day to day","link":"http:\/\/kuulstuff.com\/blog\/category\/daytoday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":23,"url":"http:\/\/kuulstuff.com\/blog\/how-to-get-driving-licence-tips-to-alien-dependents-in-quad-cities-il-2\/","url_meta":{"origin":769,"position":1},"title":"How to get driving licence &#8211; Tips to alien dependents in Quad cities, IL","author":"KP","date":"May 15, 2010","format":false,"excerpt":"Everything is confusing for alien dependents in US. Driving is a nightmare if you haven't driven a vehicle before. My experiences and other best practices for successfully obtaining a licence in Illinois.","rel":"","context":"In &quot;Day to day&quot;","block_context":{"text":"Day to day","link":"http:\/\/kuulstuff.com\/blog\/category\/daytoday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1163,"url":"http:\/\/kuulstuff.com\/blog\/insurance-totals-your-car-thats-not-the-end-of-the-world\/","url_meta":{"origin":769,"position":2},"title":"Insurance Totals Your Car: That&#8217;s not the end of the world","author":"KP","date":"July 27, 2014","format":false,"excerpt":"If you were in a wreckage recently, the insurance may declare your car is totaled. Okay, that is a bad news but may not be the end of the world. Getting a comprehensive coverage and rental reimbursement is your next step before shopping for the new car.","rel":"","context":"In &quot;Day to day&quot;","block_context":{"text":"Day to day","link":"http:\/\/kuulstuff.com\/blog\/category\/daytoday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1593,"url":"http:\/\/kuulstuff.com\/blog\/whats-going-on-with-the-fires-in-the-quad-cities\/","url_meta":{"origin":769,"position":3},"title":"What&#8217;s going on with the fires in the Quad Cities","author":"admin","date":"January 27, 2018","format":false,"excerpt":"Recently we heard so many fire incidents in the area and some were even fatal. This is shocking to hear how fast the fire can spread and result in a total loss of the families. The homeowners are often left with nothing due to the lack of proper insurance coverage\u2026","rel":"","context":"In &quot;Day to day&quot;","block_context":{"text":"Day to day","link":"http:\/\/kuulstuff.com\/blog\/category\/daytoday\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.kuulstuff.com\/blog\/wp-content\/uploads\/2018\/01\/fire-300x200.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":440,"url":"http:\/\/kuulstuff.com\/blog\/buying-a-new-or-used-car-beware-of-the-scams\/","url_meta":{"origin":769,"position":4},"title":"Buying a new or used car? Beware of the scams.","author":"KP","date":"July 29, 2010","format":false,"excerpt":"With summer around and weather suitable, the car sales are on a high. Most car owners want a new one or an additional car for their spouse or children. This is the best time of the year to buy the cars. But, should you buy a new car or a\u2026","rel":"","context":"In &quot;Day to day&quot;","block_context":{"text":"Day to day","link":"http:\/\/kuulstuff.com\/blog\/category\/daytoday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1603,"url":"http:\/\/kuulstuff.com\/blog\/canada-immigration\/","url_meta":{"origin":769,"position":5},"title":"Canada Immigration","author":"admin","date":"March 30, 2019","format":false,"excerpt":"Canada is emerging as the top choice for immigrants in North America. Skilled professionals are able to apply online and get Permanent Resident status in less than a year. Within three years of moving, immigrants can get Canadian citizenship. The immigrant-friendly policies of Canada open\u00a0up another way for skilled professionals\u2026","rel":"","context":"In &quot;Day to day&quot;","block_context":{"text":"Day to day","link":"http:\/\/kuulstuff.com\/blog\/category\/daytoday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/posts\/769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/comments?post=769"}],"version-history":[{"count":1,"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/posts\/769\/revisions"}],"predecessor-version":[{"id":770,"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/posts\/769\/revisions\/770"}],"wp:attachment":[{"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/media?parent=769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/categories?post=769"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/kuulstuff.com\/blog\/wp-json\/wp\/v2\/tags?post=769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}